Financing Options
Start your home financing with a green file, check your credit rating with the three bureaus, build savings and avoid big changes that can lower what you can afford.
Shop for a Loan
How to find a lender, what to ask when interviewing them, and a plain-English summary of fixed-rate, adjustable-rate and hybrid mortgages.
Know the Numbers
Understand the costs of a mortgage: credit report and application fees, APR, indexes, points, appraisal costs, miscellaneous fees and prepayment penalties.
Get Pre-Approved
Pre-qualified or pre-approved? Learn the difference, why a pre-approval letter strengthens your offer, and the documents your lender will want to see.
Applications & Processing
Mortgage brokers versus lenders, filling out your loan application, the documents you will need and how to stay in touch through underwriting.
Funding
The last step of your mortgage: signing the final loan documents, wiring instructions and confirming that your loan funds went where they should.